What is Super Visa Insurance?
Super Visa Insurance is a type of medical insurance that is mandatory for parents and grandparents who wish to visit their family members in Canada for an extended period of time. It provides emergency medical coverage for the duration of the visit, ensuring that the visitors are protected from any unexpected medical expenses while they are in Canada.
- Coverage for emergency medical expenses up to $100,000
- Minimum coverage period of 1 year
- Coverage for pre-existing medical conditions
- Coverage for hospitalization, diagnostic tests, prescription medication, and more
If you’re planning to sponsor your parents or grandparents for a Super Visa, it’s essential to make sure that they have the proper medical insurance coverage before they arrive.
The Key Benefits of Getting Super Visa Insurance
Super Visa Insurance is a mandatory requirement for parents and grandparents who are visiting Canada on a Super Visa. This insurance provides coverage for emergency medical expenses during the stay in Canada. Here are some key benefits of obtaining Super Visa Insurance:
Emergency Medical Coverage
Super Visa Insurance covers emergency medical expenses such as hospitalization, surgery, and diagnostic tests.
Pre-Existing Medical Conditions
It also covers pre-existing medical conditions, as long as they are stable for a certain period of time before the policy starts.
Trip Interruption and Delay
In case of trip interruption, delay or cancellation due to unforeseen circumstances such as weather conditions, Super Visa Insurance provides coverage for expenses such as lodging and transportation.
Repatriation of Remains
In case of an unfortunate event, the insurance also covers the cost of repatriating remains back to the home country.
Dental Coverage
Some super visa insurance plans offer dental coverage for emergency dental treatment.
Prescription & Hospital Accommodation
It may cover the cost of prescription drugs and hospitalization needed for the treatment of covered illnesses or injuries.
Eligibility Requirements to Apply for
Super Visa Insurance
Parents and grandparents who wish to apply for the super visa must meet the following eligibility criteria:
- You must be the parent or grandparent of a Canadian citizen or permanent resident.
- You must provide a written invitation from your child or grandchild who’s a Canadian citizen or permanent resident.
- You must have a medical exam to prove that you’re in good health and don’t have any pre-existing conditions that could cause a medical emergency during your stay.
- The policy coverage must be at least $100,000.
- It must be valid for at least 1 year from the date of entry to Canada.
By meeting these requirements, you can ensure that you’re covered for any unexpected medical emergencies during your stay in Canada.
Don’t let a medical emergency ruin your visit, get Super Visa Insurance today!
Documents Needed for Super Visa Insurance
To apply for Super Visa insurance, there are specific documents that you need to provide to the insurance provider. These documents are crucial in ensuring that your parents or grandparents are adequately covered.
Documents Needed for Super Visa Insurance
- Super Visa Application
- Marriage Certificate
- Family Information
- Authorization to Release Personal Information to a Specified Individual
Other documents needed:
- Photocopy of the Passport/Travel Document, including –
- Passport Number
- Issuance and expiry date
- Photo, name, date, and place of birth
- One Digital Photograph
- Purpose of Travel
- Photocopy of Marriage certificate
- Photocopy of current Immigration Status
- Proof of Financial Support (Notice of Assessment, and Bank Statement)
- Any additional documents required by the Responsible Visa Office
How Much Does Super Visa Insurance Cost?
Super Visa insurance is available from multiple insurance companies, and it typically covers healthcare, medication, hospitalization, and repatriation. The average monthly cost for an individual traveling to Canada for a year ranges from $100 to $200, but the price may vary depending on the insurer. For married couples, it is more economical to purchase joint insurance instead of separate policies.
When determining the premiums for Super Visa insurance, insurance companies consider some important factors. The cost is mainly influenced by
- the applicant’s age
- the deductible amount
- the policy’s duration
- the coverage amount
How to Apply for Super Visa Insurance
Determine the coverage amount needed
The minimum coverage amount required is $100,000, but it’s recommended to get coverage of at least $200,000.
Compare insurance plans
Super Visa Insurance is offered by multiple insurance providers. It’s important to compare different insurance plans to find the best coverage and price.
Fill out the application form
The application form typically includes personal information, medical history, travel details, and the coverage amount required.
Submit & wait for approval
Submit the application form and other important documents. Let the insurance company review and approve it for insurance.
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FAQs
Yes, it is mandatory for parents and grandparents visiting Canada under the Super Visa program to have Super Visa Insurance. This is to ensure that they are covered for any medical emergencies while in Canada.
Super Visa Insurance policies typically cover emergency medical expenses such as hospitalization, diagnostic tests, physician services, and prescription drugs. They may also include coverage for emergency medical evacuation, repatriation of remains, and travel-related issues such as trip interruption or cancellation. The coverage amounts and details may vary depending on the insurance provider and the plan selected.
It is valid for up to 10 years, but each individual visit cannot exceed two years.
In the event of a visa denial, you can receive a full refund of your super visa insurance policy by providing evidence of the rejection. If proof of denial is not provided, the insurance company may levy a cancellation fee.
No, you must purchase super visa insurance before you arrive in Canada. It is a requirement for obtaining a Super Visa.